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"I signed up through Should I Refi.com and within a day I was contacted by a local mortgage company in my area who was very helpful in communicating and helping us understand our best options.  We really felt like they were there to help us, not just get us through the process.  They truely made the entire process very easy and smooth." 

Chad S.

If you are looking to purchase a home or wondering if refinancing is a smart financial decision for you or wondering if  you're getting the RIGHT MORTGAGE for YOUR SITUATION, you've come to right place.  The approved mortgage professionals who are the members of Should I Refi.com are here to help educate you about mortgage programs that best fit your needs if you are purchasing a home and refinancing your existing mortgage.  Best of all, our members live and work in the same communities that you do, are familiar with your real estate market, and can meet in person to help guide you through the mortgage process from application to closing. 

After filling out one of our online forms, our software transmits your information to our approved member from your area who will assist you in obtaining the optimal financing for your situation if you are purchasing a home or can help determine if refinancing will benefit your financial situation and explain to you which programs you may or may not qualify for.  Our online purchase and refinance form provide your mortgage professional with enough information so he or she will have a good idea of what you're looking to do or what your current situation is. 

At Should I Refi.com your questions HONESTLY and our members will provide the very BEST LEVEL OF SERVICE that you are looking for as well as the EXPERIENCE and GUIDANCE that is essential in today's lending and real estate market!



Latest Blog Posts


The demographic of our country is changing. It is projected that by 2030 over 20% of Americans will be over age 65. The needs of an aging lifestyle are different, and home builders are taking that into consideration. A growing trend in our industry is the increasing presence of communities developed specifically for folks aged [...]
Communication is key to any successful business. It’s also a great way to keep your neighborhood happy and safe. NEIGHBORHOOD LINK offers a great web site with steps for you and your neighbors that will keep you in control of your living environment. You can start a neighborhood association (they’ve got great tips) and address [...]
With the number of pending home sales in March hitting their highest level since 2010, home buyers are finding that bidding wars are back. Some markets have plenty of homes for sale – but most areas are seeing a decline in inventory. If inventories rise, that will put more pressure on the prices. Real estate [...]
According to global real estate consultancy Knight Frank (ranking countries according to highest average growth in housing prices from the fourth quarter of 2006 to the same period in 2011). Global real estate markets had a forgettable last year, with prices rising 0.5 percent. However, the past five years prices have registered huge gains. The [...]
Realtors’ confidence in the single-family home market is the highest in four years. The National Association of Realtors states that existing home sales for February were up 9%.  And with the unseasonably warm weather, the home-buying season has started early. If web traffic is any indicator, Caldwell Banker says their activity was up 47% from last February. Economists [...]

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